Sunday, December 30, 2012

For Sale: Pangsapuri Mentari, Pinggiran Subang U5


** Utk Di Jual **
* Pangsapuri Mentari, Pinggiran Subang U5 *

* 3 bilik, 2 bilik air
* tingkat 2 shj
* basic unit
* skrg ada penyewa $400/sebulan - sesuai utk investment juga
* mudah utk ke IKEA, Kota Damansara, Sg Buloh, PJ
* mudah ke Federal Highway, MRR2, NKVE, Guthrie
* kwsn yg membangun

* harga jual $75k
* loan & lawyer boleh di urus

Utk lihat rumah, sila hubungi OMAR 012-7343782


Wednesday, December 26, 2012

For Rent: Paramount View Condo, PJ, F/F (NA)

NA
** FOR RENT **
** AVAILABLE NOW **
** Paramount View Condo, Petaling Jaya **

* 3R2B
* 985 sq ft
* fully furnished
* high floor
* 2 carparks - near to lift
* facing pool
* walking distance to Paramount LRT
* easy access to Federal Highway
* near KL City Ctr, PJ, Shah Alam, Glenmarie, Subang Jaya
* matured township

monthly rent RM2800

* for viewing & info contact OMAR 012-7343782









Sunday, December 23, 2012

Cost of Buying a House - SPA & Loan Legal Fees

COST of BUYING A HOUSE
PART A: SPA Lawyer Fees & Loan Facility Agreement Legal Fees

Sales & Purchase Agreement (SPA)
1. Lawyer fee for Sales and Purchase Agreement (calculated based on the SPA Property Price):
- For the first RM 150,000, the legal fees payable is 1%
- For the next RM 850,000, the legal fees payable is 0.7%
- For the next RM 2,000,000, the legal fees payable is 0.6%
- For the next RM 2,000,000, the legal fees payable is 0.5%
- For the next RM 2,500,000, the legal fees payable is 0.4%

- For the remaining, if any, negotiable

2. Miscellaneous fee for preparation of Sales and Purchase Agreement = at least a few hundreds

3. 6% government tax on total lawyer fee for Sales and Purchase Agreement

4. Stamp Duty of Sales and Purchase Agreement (calculated based on SPA property price):
First RM100k = 1%
Subsequent up to RM500k = 2%
Subsequently onwards = 3%

Loan Facility Agreement
5. Lawyer fee for Loan Facility Agreement (calculated based on mortgaged amount):
- For the first RM 150,000, the legal fees payable is 1%
- For the next RM 850,000, the legal fees payable is 0.7%
- For the next RM 2,000,000, the legal fees payable is 0.6%
- For the next RM 2,000,000, the legal fees payable is 0.5%
- For the next RM 2,500,000, the legal fees payable is 0.4%

- For the remaining, if any, negotiable

6. Stamp Duty of Loan Facility Agreement (calculated based on mortgaged amount) = 0.5%

7. Miscellaneous fee for preparation of Loan Facility Agreement = at least a few hundreds

8. 6% government tax on total lawyer fee for Loan Facility Agreement

(note: you can include Loan Facility Agreement fees into your bank loan. So you can save your cash for house renovation!)

Others
9. Land/Strata Ownership Title Transfer = at least a few hundreds + 6% government tax on legal fee

10. Stamp Duty of Land/Strata Ownership Title Transfer (calculated based on the property price):
First RM100k = RM1 for every RM100 or fractional part of RM100
Subsequent up to RM500k = RM2 for every RM100 or fractional part of RM100
Above RM500k = RM3 for every RM100 or fractional part of RM100

11. Consent to Charge (for leasehold property) = at least a few hundreds + 6% government tax on legal fee